/* Design v4. Loaded after style.css. Appearance and motion only; forms, calculator, booking and rate scripts are untouched. */
:root{--ink:#0b1f3d;--navy:#0e2a52;--navy2:#12315c;--blue:#2558a5;--gold:#c8963e;--gold-l:#f5ce62;--cream:#f8f6f1;--sky:#eaf1fb;--teal:#17756f;--coral:#c4472f;--mute:#4f5f73;--line:#e3dfd3;--r:24px;
  --f-d:"Bricolage Grotesque","Segoe UI",system-ui,sans-serif;--f-u:"Plus Jakarta Sans","Segoe UI",system-ui,sans-serif;--f-i:"Instrument Serif",Georgia,serif;--shadow:0 12px 40px rgba(11,31,61,.09);--shadow-l:0 24px 60px rgba(11,31,61,.16)}
html{scroll-padding-top:88px}
body{font:400 16.5px/1.6 var(--f-u);background:var(--cream);color:var(--ink);overflow-x:hidden}
h1,h2,h3,h4{font-family:var(--f-d);font-weight:500;letter-spacing:-.03em;color:var(--ink);line-height:1.08;text-wrap:balance}
h1{font-size:clamp(2.4rem,6vw,4.6rem)}h2{font-size:clamp(1.8rem,3.8vw,2.9rem)}h3{font-size:1.3rem}
h1 span,h2 em,.acc{font-family:var(--f-i);font-style:italic;font-weight:400;font-size:1.12em;letter-spacing:-.01em;color:var(--gold-l)}
h2 em{color:var(--gold)}
.eyebrow{font:700 .72rem/1 var(--f-u);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);display:block;margin-bottom:12px}
.lead{color:var(--mute);font-size:1.1rem}
.btn{border-radius:15px;font:700 .95rem var(--f-u);min-height:50px;padding:13px 24px;box-shadow:none;transition:transform .2s,box-shadow .2s,background .2s}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--ink);color:#fff}.btn-primary:hover{background:var(--blue)}
.btn-gold{background:linear-gradient(180deg,#f0c15a,var(--gold));color:#201505;box-shadow:0 10px 24px rgba(200,150,62,.32)}.btn-gold:hover{background:linear-gradient(180deg,#f6cd6b,#d29c40)}
.btn-ghost{background:#fff;border:1.5px solid var(--ink);color:var(--ink)}.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-light{background:#fff;color:var(--ink)}
.btn-sm{min-height:42px;padding:9px 18px;font-size:.88rem}
/* header */
.hdr{background:rgba(11,31,61,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08);box-shadow:none}
.hdr .wrap{height:68px}
.brand{color:#fff;font:500 1.2rem var(--f-d);letter-spacing:-.02em}.brand small{color:#aab9d3;font:600 .6rem var(--f-u);letter-spacing:.16em}
nav a{color:#d5def0;font:600 .9rem var(--f-u);padding:8px 10px;border-radius:10px}
nav a:hover,nav a[aria-current]{color:var(--gold-l)}
nav li:not(:last-child) a::after{background:var(--gold-l);bottom:2px}
nav li:last-child .btn-primary{background:linear-gradient(180deg,#f0c15a,var(--gold));color:#201505;box-shadow:none}
.menu-btn{background:var(--gold-l);color:#201505;border-radius:12px;font:700 .9rem var(--f-u)}
@media(max-width:1100px){nav{background:var(--ink);border-bottom:3px solid var(--gold-l)}nav li a{color:#e6edf8;border-bottom:1px solid rgba(255,255,255,.1)}nav li:last-child .btn{width:100%}}
/* reveal + motion */
.js .rv{opacity:0;transform:translateY(34px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.js .rv.in{opacity:1;transform:none}
.js .rv.d1{transition-delay:.1s}.js .rv.d2{transition-delay:.2s}.js .rv.d3{transition-delay:.3s}.js .rv.d4{transition-delay:.4s}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
@keyframes mq{to{transform:translateX(-50%)}}
@keyframes pin{from{opacity:0;transform:translateX(30px)}to{opacity:1;transform:none}}
.bob{animation:bob 5s ease-in-out infinite}.bob.s2{animation-duration:6.5s;animation-delay:-2s}.bob.s3{animation-duration:7.5s;animation-delay:-4s}
/* hero (home) */
.hero{background:radial-gradient(900px 520px at 78% 20%,rgba(37,88,165,.7),transparent 62%),radial-gradient(600px 400px at 0% 100%,rgba(200,150,62,.22),transparent 60%),linear-gradient(160deg,#081a35,#0e2a52);color:#fff;overflow:hidden;padding:54px 0 120px;position:relative}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:70px;border:0;border-radius:0;width:auto;top:auto;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1280 80' preserveAspectRatio='none'%3E%3Cpath d='M0 40C200 90 420 0 680 30s400 50 600 10V80H0z' fill='%23f8f6f1'/%3E%3C/svg%3E") center/100% 100% no-repeat}
.hero .wrap{grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;min-height:520px}
.hero h1{color:#fff;font-weight:500;max-width:11em}
.hero .sub{margin:18px 0 0;font-size:1.15rem;color:#c3d0e8;max-width:30em}
.hero .who{margin-top:22px;display:flex;gap:14px;align-items:center}
.hero .who img{width:54px;height:54px;border-radius:50%;object-fit:cover;object-position:50% 12%;border:2px solid var(--gold-l)}
.hero .who b{display:block;font:500 1.1rem var(--f-d);color:#fff}.hero .who small{color:#aab9d3;font-size:.8rem}
.hero .acts{margin-top:28px;display:flex;gap:12px;flex-wrap:wrap}
.hero .btn-ghost{background:rgba(255,255,255,.1);color:#fff;border:1px solid rgba(255,255,255,.3)}.hero .btn-ghost:hover{background:#fff;color:var(--ink)}
.scene{position:relative;height:480px}
.card-g{position:absolute;inset:50px 14px 56px 34px;border-radius:32px;background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);padding:24px;overflow:hidden}
.card-g small{font:700 .66rem var(--f-u);letter-spacing:.14em;text-transform:uppercase;color:#aab9d3}
.big{font:500 3.4rem/1 var(--f-d);margin-top:4px;color:#fff;font-variant-numeric:tabular-nums}.big em{font-style:normal;font-size:1.5rem;color:var(--gold-l);margin-left:6px;font-family:var(--f-d)}
.chart{position:absolute;left:0;right:0;bottom:0;width:100%;height:52%}
.chart path.l{fill:none;stroke:var(--gold-l);stroke-width:4;stroke-linecap:round;stroke-dasharray:1200;stroke-dashoffset:1200}.chart path.f{fill:url(#cg);opacity:0;transition:opacity 1.2s .9s}
.in .chart path.l{stroke-dashoffset:0;transition:stroke-dashoffset 2.4s cubic-bezier(.3,.6,.2,1)}.in .chart path.f{opacity:1}
.chip2{position:absolute;background:#fff;color:var(--ink);border-radius:18px;padding:12px 16px;box-shadow:0 18px 40px rgba(0,0,0,.28);display:flex;gap:10px;align-items:center;z-index:3;font-weight:700;font-size:.85rem}
.chip2 b{font:500 1.3rem var(--f-d);font-variant-numeric:tabular-nums}.chip2 i{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--sky);color:var(--blue);font-style:normal;font-weight:800}.chip2 small{color:#6b7a8f;font-weight:600;display:block}
.shape{position:absolute;font:500 5rem/1 var(--f-d);color:rgba(245,206,98,.9);pointer-events:none;user-select:none;z-index:1}
@media(max-width:860px){.hero{padding:34px 0 96px}.hero .wrap{grid-template-columns:minmax(0,1fr);min-height:0;gap:20px;text-align:left}.scene{height:360px}.hero::after{height:44px}}
/* page head (inner pages) */
.page-head{background:radial-gradient(700px 360px at 85% -10%,rgba(37,88,165,.75),transparent 62%),radial-gradient(500px 300px at 0% 120%,rgba(200,150,62,.2),transparent 60%),linear-gradient(160deg,#081a35,#0e2a52);color:#fff;border-bottom:0;padding:48px 0 92px;position:relative;overflow:hidden}
.page-head::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:44px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1280 80' preserveAspectRatio='none'%3E%3Cpath d='M0 40C200 90 420 0 680 30s400 50 600 10V80H0z' fill='%23f8f6f1'/%3E%3C/svg%3E") center/100% 100% no-repeat}
.page-head h1{color:#fff;font-size:clamp(2.1rem,5vw,3.9rem);max-width:15em;margin:0}.page-head .crumbs{margin-bottom:16px;font-size:.78rem;color:#9fb2cf}.page-head .crumbs a{color:#c3d0e8}
.page-head .wrap{position:relative;z-index:2}
.page-head .sh{position:absolute;font:500 11rem/1 var(--f-d);color:rgba(245,206,98,.16);right:6%;top:-10px;pointer-events:none}
/* sections */
section{padding:72px 0}
.sky{background:var(--sky)}.alt{background:#fff;border:0}
.center{text-align:left}.center .lead{margin-inline:0}
.dark{background:linear-gradient(160deg,#081a35,#0e2a52);color:#fff}.dark h2,.dark h3{color:#fff}
.head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:30px}.head h2{margin:0}.head p{color:var(--mute);max-width:32em}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:28px}
.card.top{border-top:1px solid var(--line)}
a.card:hover{transform:translateY(-5px);box-shadow:var(--shadow-l);border-color:var(--gold)}
.grid{gap:22px}
.ico{border-radius:18px}
.tag,.tag.gold,.tag.teal,.tag.coral{border-radius:99px;font:700 .66rem var(--f-u);letter-spacing:.12em;text-transform:uppercase}
.stat{border-radius:24px;background:#fff;color:var(--ink);border:1px solid var(--line);border-top:4px solid var(--gold);box-shadow:var(--shadow);padding:22px 24px}
.stat .l{font:700 .66rem var(--f-u);letter-spacing:.14em;text-transform:uppercase;color:var(--mute)}.stat .n{font:500 2.7rem/1.1 var(--f-d);color:var(--ink)}
/* ticker */
.ticker{margin-top:-52px;position:relative;z-index:4;padding:0}
.tick{background:#fff;border-radius:22px;box-shadow:var(--shadow-l);padding:14px 0;overflow:hidden;border-top:4px solid var(--gold)}
.tick-track{display:flex;gap:48px;width:max-content;animation:mq 36s linear infinite;padding-inline:24px;align-items:baseline}
.tick:hover .tick-track{animation-play-state:paused}
.tk{display:flex;align-items:baseline;gap:10px;white-space:nowrap}.tk small{font:700 .66rem var(--f-u);letter-spacing:.14em;text-transform:uppercase;color:var(--mute)}.tk b{font:500 1.7rem var(--f-d);font-variant-numeric:tabular-nums}.tk span{color:var(--teal);font-weight:700;font-size:.8rem}
.tk[hidden]{display:none}
/* deck */
.deck{position:relative}
.track{display:flex;gap:18px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;padding:6px 2px 10px;-webkit-overflow-scrolling:touch}.track::-webkit-scrollbar{display:none}
.slide{flex:0 0 min(440px,86%);scroll-snap-align:start;border-radius:30px;padding:30px;min-height:380px;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden;color:#fff;text-decoration:none;transition:transform .5s}
.slide:hover{transform:translateY(-6px)}
.slide .ic{width:76px;height:76px;border-radius:24px;background:rgba(255,255,255,.18);display:grid;place-items:center}
.slide svg{width:42px;height:42px;stroke:#fff;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.slide h3{font-size:2rem;margin-top:22px;color:#fff}.slide p{margin:10px 0 0;opacity:.92;max-width:22em}
.slide .chips2{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}.slide .chips2 span{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.26);border-radius:99px;padding:6px 12px;font-size:.78rem;font-weight:600}
.slide .go{margin-top:22px;align-self:flex-start;background:#fff;color:var(--ink);border-radius:14px;padding:11px 18px;font-weight:700}
.slide .glyph{position:absolute;right:-20px;top:-30px;font:500 12rem/1 var(--f-d);opacity:.12;pointer-events:none}
.s-a{background:linear-gradient(150deg,#2558a5,#12315c)}.s-b{background:linear-gradient(150deg,#c8963e,#8a5f1a)}.s-c{background:linear-gradient(150deg,#17756f,#0d4b47)}.s-d{background:linear-gradient(150deg,#c4472f,#7e2615)}.s-e{background:linear-gradient(150deg,#3d4fa8,#1c2a6b)}.s-f{background:linear-gradient(150deg,#0e2a52,#081a35)}.s-g{background:linear-gradient(150deg,#7a4fa0,#3d2260)}.s-h{background:linear-gradient(150deg,#2f7a3c,#173f1f)}
.deckbar{display:flex;align-items:center;gap:14px;margin-top:16px}
.prog2{flex:1;height:4px;border-radius:4px;background:rgba(11,31,61,.12);overflow:hidden}.prog2 i{display:block;height:100%;width:0;background:var(--gold);border-radius:4px}
.arrows{display:flex;gap:8px}.arrows button{width:46px;height:46px;border-radius:50%;border:1.5px solid var(--ink);background:#fff;font-size:1.2rem;color:var(--ink);cursor:pointer}.arrows button:hover{background:var(--ink);color:#fff}
/* journey */
.journey{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:20px}
.journey.j5{grid-template-columns:repeat(5,1fr)}
.journey::before{content:"";position:absolute;left:6%;right:6%;top:34px;height:4px;border-radius:4px;background:rgba(255,255,255,.14)}
.journey::after{content:"";position:absolute;left:6%;top:34px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--gold-l),var(--gold));width:calc(88% * var(--p,0))}
.step{position:relative;text-align:center}.step .n{width:70px;height:70px;border-radius:50%;margin:0 auto 14px;display:grid;place-items:center;background:#1a3a6b;border:3px solid rgba(255,255,255,.2);font:500 1.5rem var(--f-d);color:#fff;transition:all .5s;position:relative;z-index:2}
.step.act .n{background:var(--gold-l);color:#201505;border-color:#fff;transform:scale(1.1)}
.step h3{font-size:1.15rem;color:#fff}.step p{color:#b8c6dd;font-size:.9rem;margin:6px 0 0}
@media(max-width:760px){.journey,.journey.j5{grid-template-columns:1fr 1fr;row-gap:30px}.journey::before,.journey::after{display:none}}
/* tools teaser */
.tools2{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}@media(max-width:860px){.tools2{grid-template-columns:1fr}}
.panel2{background:#fff;border-radius:var(--r);padding:28px;box-shadow:var(--shadow);border:1px solid var(--line);display:flex;flex-direction:column;justify-content:center}
.panel2.dk{background:linear-gradient(150deg,var(--navy),#081a35);color:#fff;border:0}
.fld2{margin-bottom:16px}.fld2 label{display:flex;justify-content:space-between;font-weight:700;font-size:.85rem;margin-bottom:8px}.fld2 output{color:var(--blue);font-variant-numeric:tabular-nums}
.panel2 input[type=range]{width:100%;accent-color:var(--gold);height:6px;padding:0;border:0}
.out2{font:500 3.8rem/1 var(--f-d);color:var(--gold-l);font-variant-numeric:tabular-nums}.out2 small{font:600 1rem var(--f-u);color:#aab9d3;margin-left:6px}
.kv{display:flex;justify-content:space-between;gap:10px;padding:10px 0;border-top:1px solid rgba(255,255,255,.14);color:#c3d0e8;font-size:.92rem}.kv b{color:#fff;font-variant-numeric:tabular-nums;text-align:right}
/* services stage */
.stage{display:grid;grid-template-columns:300px 1fr;gap:24px}
.svc-nav{display:grid;gap:8px;align-content:start}
.svc-nav button{display:flex;gap:12px;align-items:center;text-align:left;border:1.5px solid var(--line);background:#fff;color:var(--ink);border-radius:18px;padding:12px 14px;font:700 .95rem var(--f-u);cursor:pointer;transition:all .3s}
.svc-nav button .s-i{width:34px;height:34px;border-radius:11px;background:var(--sky);display:grid;place-items:center;flex:none}.svc-nav button svg{width:20px;height:20px;stroke:var(--blue);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.svc-nav button.on{background:var(--ink);color:#fff;border-color:var(--ink)}.svc-nav button.on .s-i{background:rgba(255,255,255,.16)}.svc-nav button.on svg{stroke:#fff}
.svc-panel{border-radius:30px;padding:34px;color:#fff;position:relative;overflow:hidden;min-height:440px;display:flex;flex-direction:column;justify-content:space-between;gap:20px}
.js .svc-panel{display:none}.js .svc-panel.on{display:flex;animation:pin .6s both}
.svc-panel+.svc-panel{margin-top:18px}.js .svc-panel+.svc-panel{margin-top:0}
.svc-panel .glyph{position:absolute;right:-20px;top:-40px;font:500 16rem/1 var(--f-d);opacity:.1;pointer-events:none}
.svc-panel .ic{width:76px;height:76px;border-radius:24px;background:rgba(255,255,255,.18);display:grid;place-items:center}.svc-panel .ic svg{width:42px;height:42px;stroke:#fff;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.svc-panel h3{font-size:2.4rem;color:#fff;margin-top:20px}.svc-panel .what{font-size:1.1rem;opacity:.94;margin:10px 0 0;max-width:34em}
.svc-panel .who{margin:16px 0 0;opacity:.88;font-size:.95rem;max-width:36em}.svc-panel ul{margin:14px 0 0;padding-left:18px;max-width:38em}.svc-panel li{margin:6px 0}
.svc-panel .btn{align-self:flex-start;background:#fff;color:var(--ink)}
@media(max-width:860px){.stage{grid-template-columns:minmax(0,1fr)}.svc-nav{display:flex;overflow-x:auto;gap:8px;padding:2px 2px 8px;scrollbar-width:none}.svc-nav::-webkit-scrollbar{display:none}.svc-nav button{flex:none;white-space:nowrap}.svc-panel{min-height:360px;padding:26px}.svc-panel h3{font-size:1.9rem}}
/* rates row + tabs */
.ratesrow{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px;margin-top:-62px;position:relative;z-index:4}
.rc{background:#fff;border-radius:24px;padding:22px;border:1px solid var(--line);position:relative;overflow:hidden;box-shadow:var(--shadow-l);transition:transform .3s;min-width:0}.rc:hover{transform:translateY(-5px)}
.rc small{font:700 .66rem var(--f-u);letter-spacing:.14em;text-transform:uppercase;color:var(--mute);display:block}
.rc b{display:block;font:500 2.7rem/1.1 var(--f-d);margin-top:6px;font-variant-numeric:tabular-nums}.rc span{font-size:.8rem;color:var(--mute)}
.rc svg{position:absolute;right:0;bottom:0;width:60%;height:46px}.rc svg path{fill:none;stroke:var(--gold);stroke-width:3;stroke-linecap:round;stroke-dasharray:300;stroke-dashoffset:300}.rc.in svg path{stroke-dashoffset:0;transition:stroke-dashoffset 1.6s .3s}
.rc.hl{background:linear-gradient(150deg,var(--blue),var(--navy));color:#fff;border:0}.rc.hl small,.rc.hl span{color:#cdd9f0}.rc.hl b{color:#fff}.rc.hl svg path{stroke:var(--gold-l)}
.ratepair{display:contents}.ratepair[hidden]{display:none}
.rnote{margin-top:16px;font-size:.82rem;color:var(--mute)}
.tabs2{display:flex;gap:6px;background:var(--sky);border-radius:16px;padding:5px;margin-bottom:22px;flex-wrap:wrap}.tabs2 button{flex:1;border:0;background:none;border-radius:12px;padding:10px 14px;font:700 .92rem var(--f-u);color:var(--mute);cursor:pointer}.tabs2 button.on{background:#fff;color:var(--ink);box-shadow:0 4px 12px rgba(11,31,61,.1)}
.tabp[hidden]{display:none}
.calc{border-radius:var(--r)}.calc .out{background:linear-gradient(150deg,var(--navy),#081a35);border-radius:var(--r)}
.calc .big{font-family:var(--f-d);font-weight:500;color:var(--gold-l);margin:0;font-size:3.4rem}
/* forms */
.f input,.f select,.f textarea,input,select,textarea{border-radius:14px}
.f{background:#fff;border:1px solid var(--line);border-radius:30px;padding:28px;box-shadow:var(--shadow)}
.msg.ok{background:#e4f4ea;color:#17613a;border-radius:14px}
/* tables / details / ticks */
.tblw{border-radius:20px;overflow:hidden;border:1px solid var(--line)}table th{font:700 .7rem var(--f-u);letter-spacing:.12em;text-transform:uppercase}
details{background:#fff;border:1px solid var(--line);border-radius:20px;padding:4px 20px;margin-bottom:12px;transition:box-shadow .3s}
details[open]{box-shadow:var(--shadow-l);border-color:var(--gold)}
details summary{cursor:pointer;font:500 1.1rem var(--f-d);padding:15px 0}
.faqwrap{display:grid;grid-template-columns:1fr 1fr;gap:0 16px;align-items:start}@media(max-width:820px){.faqwrap{grid-template-columns:1fr}}
.ticks li::before{color:var(--gold)}
.note{border-left:3px solid var(--gold);background:transparent;color:var(--mute)}
/* cta + footer */
.cta2{border-radius:34px;background:linear-gradient(120deg,var(--gold-l),#e8b64a);color:#201505;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin-block:10px}
.cta2 h2{color:#201505;max-width:14em;margin:0}.cta2 p{margin:10px 0 0;max-width:30em}
.cta2 .row{display:flex;gap:12px;flex-wrap:wrap}.cta2 .btn-primary{background:var(--ink);color:#fff}.cta2 .btn-ghost{background:rgba(255,255,255,.55);border-color:var(--ink)}
.cband{padding:20px 0 60px}
.cband.sky{background:transparent}
.agentcard{display:flex;align-items:center;gap:24px;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-radius:28px;padding:26px 32px;box-shadow:var(--shadow)}
.agentcard img{width:90px;height:90px;border-radius:50%;object-fit:cover;object-position:50% 12%;border:3px solid var(--gold-l)}
.agentcard>div:nth-child(2){flex:1;min-width:230px}.agentcard h2{font-size:1.6rem;margin:0 0 4px}.agentcard p{margin:0;color:var(--mute)}.agentcard .row{display:flex;gap:10px;flex-wrap:wrap}
footer{background:var(--ink);color:#aab9d3;border:0;padding:34px 0 24px;font-size:.84rem}
footer .wrap{max-width:1180px}
.fg{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:28px;align-items:start}
@media(max-width:900px){.fg{grid-template-columns:1fr 1fr}.fb{grid-column:1/-1}}
.fb p{margin:0 0 8px;line-height:1.5}.fb b{color:#fff}.flogo{height:44px;width:auto;border-radius:6px;margin-bottom:10px}
footer h4{margin:0 0 10px;font:700 .68rem var(--f-u);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-l)}
footer ul{list-style:none;margin:0;padding:0}footer li{margin:0}footer a{color:#d5def0;text-decoration:none;font-weight:600;display:inline-block;padding:3px 0}footer a:hover{color:#fff}
.legal{margin-top:20px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);font-size:.74rem;line-height:1.5}.legal p{margin:0 0 8px;max-width:64em;color:#9fb2cf}
.legal .adm{opacity:.6;font-weight:500}
/* blog tiles */
.post-card{color:#fff;border:0;min-height:250px;justify-content:flex-end;background:linear-gradient(150deg,#2558a5,#12315c);box-shadow:var(--shadow);display:flex;flex-direction:column;gap:10px;position:relative;overflow:hidden;padding:26px;text-decoration:none}
.post-card.c-teal{background:linear-gradient(150deg,#17756f,#0d4b47)}.post-card.c-gold{background:linear-gradient(150deg,#c8963e,#8a5f1a)}.post-card.c-coral{background:linear-gradient(150deg,#c4472f,#7e2615)}.post-card.c-navy{background:linear-gradient(150deg,#0e2a52,#081a35)}
.post-card .glyph{position:absolute;right:-8px;top:-34px;font:500 10rem/1 var(--f-d);opacity:.16;pointer-events:none;will-change:transform}
.post-card .tag{color:var(--gold-l);background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.22);padding:5px 11px;align-self:flex-start;position:relative}
.post-card h3{color:#fff;font-size:1.3rem;position:relative;margin:0}.post-card p{display:none}.post-card .more{color:#d5def0;font-size:.85rem;position:relative;font-weight:600}
.post-card::before{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 35%,rgba(255,255,255,.22) 50%,transparent 65%);transform:translateX(-120%);transition:transform .9s}
.post-card:hover::before{transform:translateX(120%)}
a.post-card:hover{transform:translateY(-8px) rotate(-.5deg);box-shadow:0 28px 56px rgba(11,31,61,.26);border-color:transparent}
.js .post-card.rv{transform:translateY(46px) scale(.95)}.js .post-card.rv.in{transform:none}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:6px}.chip{border:1.5px solid var(--line);background:#fff;border-radius:99px;padding:8px 16px;font:700 .85rem var(--f-u);color:var(--ink);cursor:pointer}.chip.on{background:var(--ink);color:#fff;border-color:var(--ink)}
.feat{display:grid;grid-template-columns:1.2fr .8fr;border-radius:34px;overflow:hidden;background:var(--ink);color:#fff;min-height:360px;margin-top:-52px;position:relative;z-index:3;box-shadow:var(--shadow-l);text-decoration:none}
@media(max-width:860px){.feat{grid-template-columns:1fr}}
.feat .l{padding:36px;display:flex;flex-direction:column;justify-content:space-between;gap:22px}.feat h2{color:#fff;font-size:clamp(1.7rem,3.2vw,2.6rem);margin:0}
.feat .r{background:radial-gradient(400px 300px at 60% 40%,rgba(245,206,98,.25),transparent 70%),linear-gradient(150deg,#1b4585,#0b1f3d);display:grid;place-items:center;padding:30px}
.ring{width:230px;height:230px;border-radius:50%;background:conic-gradient(var(--gold-l) calc(var(--v,0)*1%),rgba(255,255,255,.12) 0);display:grid;place-items:center;position:relative}.ring::before{content:"";position:absolute;inset:16px;border-radius:50%;background:#12315c}.ring div{position:relative;text-align:center}.ring b{font:500 3.2rem/1 var(--f-d);display:block;color:#fff;font-variant-numeric:tabular-nums}.ring small{color:#aab9d3;font-weight:600;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase}
/* article */
.readbar{position:fixed;left:0;top:68px;height:4px;width:0;background:linear-gradient(90deg,var(--gold-l),var(--gold));z-index:55}
.prose h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-top:44px}.prose p,.prose li{font-size:1.06rem;color:#26364d}
.takeaways{background:var(--ink);color:#fff;border:0}.takeaways h3{color:#fff}.takeaways li{color:#e6edf8}
.stat3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:22px 0}@media(max-width:620px){.stat3{grid-template-columns:1fr}}
.sx{border-radius:22px;padding:22px;background:var(--sky)}.sx b{font:500 2.6rem/1 var(--f-d);display:block;color:var(--blue);font-variant-numeric:tabular-nums}.sx span{font-size:.9rem;color:var(--mute)}
.callout{background:var(--ink);color:#fff;border-radius:24px;padding:24px;margin:24px 0}.callout small{font:700 .7rem var(--f-u);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-l)}.callout p{color:#fff!important;margin:8px 0 0}.callout b{color:var(--gold-l);font-size:1.4rem}.callout a{color:var(--gold-l)}
.post-cta{background:linear-gradient(120deg,var(--gold-l),#e8b64a);border:0}.post-cta h3,.post-cta p{color:#201505}
/* commercial */
.city{display:flex;align-items:flex-end;gap:10px;height:260px;padding:0 10px;position:absolute;right:max(16px,4%);bottom:0;width:min(46%,520px);z-index:1}
.bld{flex:1;border-radius:10px 10px 0 0;background:linear-gradient(180deg,#2d63b3,#173f78);transform-origin:bottom;transform:scaleY(.04);transition:transform 1.4s cubic-bezier(.2,.8,.2,1);position:relative;overflow:hidden}
.bld.in{transform:scaleY(1)}
.bld::after{content:"";position:absolute;inset:14px 10px;background:repeating-linear-gradient(0deg,rgba(245,206,98,.8) 0 8px,transparent 8px 22px),repeating-linear-gradient(90deg,transparent 0 14px,#173f78 14px 18px);opacity:.55;-webkit-mask:linear-gradient(#000,transparent);mask:linear-gradient(#000,transparent)}
@media(max-width:700px){.city{height:140px;opacity:.6;width:60%}}
/* booking + misc */
.bk{border-radius:var(--r)}
.qrbox{border-radius:var(--r)}
.mbar{background:rgba(255,255,255,.97)}
.mbar .btn{border-radius:12px;min-height:44px}
.hp{position:absolute;left:-9999px}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.js .rv{opacity:1;transform:none}.chart path.l,.rc svg path{stroke-dashoffset:0}.bld{transform:none}}
/* contact hero */
.hero.contact .wrap{align-items:start;min-height:0;padding-block:6px}
.me{display:grid;grid-template-columns:200px 1fr;gap:24px;align-items:center}@media(max-width:560px){.me{grid-template-columns:1fr}}
.me .ph{width:200px;height:250px;border-radius:120px 120px 24px 24px;overflow:hidden;box-shadow:0 0 0 6px rgba(255,255,255,.9),0 0 0 8px var(--gold),0 24px 50px rgba(0,0,0,.35)}.me img{width:100%;height:100%;object-fit:cover;object-position:50% 8%;display:block}
.me h1{font-size:clamp(2.2rem,4.4vw,3.4rem);margin:12px 0 0}.me p{color:#c3d0e8;margin:8px 0 0;font-weight:600}
.pts{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}.pts li{display:flex;gap:12px;align-items:flex-start;color:#d5def0}.pts li b{color:#fff}.pts i{flex:none;width:26px;height:26px;border-radius:50%;background:var(--gold-l);color:#201505;display:grid;place-items:center;font-style:normal;font-weight:800;font-size:.8rem;margin-top:2px}
.hero.contact .f{color:var(--ink)}.hero.contact .f h3{color:var(--ink)}
.cdet{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}@media(max-width:860px){.cdet{grid-template-columns:1fr 1fr}}@media(max-width:520px){.cdet{grid-template-columns:1fr}}
.cdet .card{padding:20px 22px}.cdet small{font:700 .66rem var(--f-u);letter-spacing:.14em;text-transform:uppercase;color:var(--mute);display:block;margin-bottom:6px}.cdet a{font-weight:700;word-break:break-word}
.rv-fail .rv{opacity:1!important;transform:none!important}
[hidden]{display:none!important}
.post-card .more,a.post-card .more{color:#e6edf8!important;font-weight:600;font-size:.85rem}
.ratesrow{grid-template-columns:repeat(auto-fit,minmax(185px,1fr))}
.cdet a{font-size:.95rem;overflow-wrap:anywhere}
.card.post-card{border:0}
.city{height:190px;width:min(38%,440px)}
@media(max-width:560px){.ratesrow{grid-template-columns:1fr 1fr;gap:10px}.rc{padding:16px}.rc b{font-size:2rem}.rc span{font-size:.72rem}}
/* v4.1: match the approved preview */
.wrap{max-width:1212px;padding:0 16px}.wrap.narrow{max-width:780px}
.hero h1{font-size:clamp(2.5rem,6.2vw,5rem)}
.page-head .eyebrow{color:var(--gold-l);margin-bottom:14px}
.page-head h1{font-size:clamp(2.2rem,5vw,4rem)}
.card-g .fbk{display:block}.card-g:has([data-site-rates]:not([hidden])) .fbk{display:none}
.card-g>div[data-site-rates]{display:block}
.hero.comm{padding:44px 0 0;overflow:hidden}.hero.comm::after{display:none}.hero.comm .wrap{min-height:420px;grid-template-columns:minmax(0,1fr);align-items:center;padding-bottom:60px}
.hero.comm .city{height:280px;width:min(46%,520px)}
@media(max-width:860px){.hero.comm .wrap{min-height:360px;padding-bottom:150px}.hero.comm .city{width:100%;right:0;height:130px;opacity:.7}}
.g4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}@media(max-width:980px){.g4{grid-template-columns:1fr 1fr}}@media(max-width:560px){.g4{grid-template-columns:1fr}}
.flip{perspective:1000px;height:300px;outline:0}.flip>div{position:relative;width:100%;height:100%;transition:transform .8s;transform-style:preserve-3d}.flip:hover>div,.flip:focus-within>div,.flip.fl>div{transform:rotateY(180deg)}
.flip .f,.flip .b{position:absolute;inset:0;border-radius:var(--r);padding:26px;backface-visibility:hidden;-webkit-backface-visibility:hidden;display:flex;flex-direction:column;justify-content:space-between}
.flip .f{background:#fff;border:1px solid var(--line)}.flip .b{background:linear-gradient(150deg,var(--blue),var(--navy));color:#fff;transform:rotateY(180deg)}.flip .b h3{color:#fff}.flip .b ul{padding-left:18px;margin:8px 0}.flip .b .btn{align-self:flex-start}
.flip .f .ic{width:60px;height:60px;border-radius:18px;background:var(--sky);display:grid;place-items:center}.flip .f .ic svg{width:32px;height:32px;stroke:var(--blue);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}.flip small{color:var(--mute);font-weight:600;display:block;margin-top:4px}
.looks{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}@media(max-width:980px){.looks{grid-template-columns:1fr 1fr}}@media(max-width:560px){.looks{grid-template-columns:1fr}}
.lk{background:rgba(255,255,255,.08);border-radius:22px;padding:22px}.lk b{display:block;font:500 1.5rem var(--f-d);color:var(--gold-l);letter-spacing:-.02em;margin-bottom:8px}.lk span{color:#c3d0e8;font-size:.92rem;line-height:1.5}
.svc-panel .chips2{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.svc-panel .chips2 span{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.26);border-radius:99px;padding:6px 12px;font-size:.8rem;font-weight:600}
.mdet{margin-top:18px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:18px;padding:2px 16px;color:#fff;max-width:42em}.mdet summary{color:#fff;font:600 .95rem var(--f-u);padding:12px 0}
.mdet .mem{padding:4px 0 14px;border-top:1px solid rgba(255,255,255,.18)}.mdet h4{color:var(--gold-l);font-size:1.15rem;margin:14px 0 4px}.mdet p{margin:6px 0;font-size:.92rem;color:#e6edf8}.mdet ul{margin:6px 0;padding-left:18px;color:#e6edf8;font-size:.92rem}
.panel.toolp{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:var(--shadow)}
.toolp .calc{box-shadow:none;border-radius:0}.toolp .calc .f{background:none;border:0;box-shadow:none;padding:0}
.fld.sl label{display:flex;justify-content:space-between;font-weight:700;font-size:.9rem}.fld.sl output{color:var(--blue);font-variant-numeric:tabular-nums}
.f input[type=range]{width:100%;accent-color:var(--gold);height:6px;padding:0;border:0;background:none}
.toolp .rnote{margin-top:14px}
.cband .cta2 h2{max-width:14em}
.city{z-index:0}.hero.comm .wrap{position:relative;z-index:2}
@media(max-width:860px){.hero.comm .city .bld{max-height:120px}}
@media(max-width:760px){.agentcard .row{display:none}.agentcard{padding:22px}}
/* down payment helpers */
.dpx{margin-top:10px;display:grid;gap:10px}
.dmin{font-size:.84rem;color:var(--mute)}
.dchips{display:flex;gap:8px;flex-wrap:wrap}.dchips button{border:1.5px solid var(--line);background:#fff;border-radius:99px;padding:7px 14px;font:700 .84rem var(--f-u);cursor:pointer;color:var(--ink)}
.dchips button.on{background:var(--ink);color:#fff;border-color:var(--ink)}.dchips button:disabled{opacity:.4;cursor:not-allowed}
.dtype{display:flex;align-items:center;gap:10px;font-weight:600;font-size:.86rem}.dtype input{max-width:170px;padding:9px 12px}
@media(max-width:560px){.ratepair .rc:last-child{grid-column:1/-1}.ratepair .rc:last-child b{font-size:2.2rem}}
/* phones: keep the hero light so scrolling stays smooth */
@media(max-width:860px){
  .card-g{backdrop-filter:none;-webkit-backdrop-filter:none;background:rgba(255,255,255,.1)}
  .hero .bob{animation:none}.hero .shape{will-change:auto}
  .chip2{box-shadow:0 8px 18px rgba(0,0,0,.25);will-change:auto}
  .tick-track{animation-duration:48s}
  .hero{contain:paint}
}
@media(hover:none){.chip2{translate:none!important}}